IdentityMonitor is a service provided by Citibank. Citibank has been in business for the past 200 years thanks to its ability to do business through what they call Responsible Finance. What this means to Citibank is that they have invested hundreds of millions of dollars into small businesses, infrastructure, and other choice opportunities to help the average consumer be able to work for themselves, protect themselves, and achieve anything they wish to achieve. IdentityMonitor comes under the realm of protection for CitiBank customers, but is available for anyone who is wishing to have credit and identity theft protections.
Daily Monitoring for Daily Results
The key to being able to catch an identity thief in the act is to monitor your information on a daily basis. IdentityMonitor does this by monitoring your credit reports every day to determine if any changes have been made to critical components, such as your address, your delinquent accounts, or new lines of credit, whether secured or unsecured.
IdentityMonitor also helps you have a hand in keeping your identity safe by providing you a complete credit report and credit score analysis upon signing up for their identity theft protection services. You then get access to this information for free on a monthly basis. This allows you to manually review your credit information to insure that all the information shown is authorized by you.
IdentityMonitor Gives You Effective Alerts
If IdentityMonitor detects information that may cause an identity theft to potentially occur or believes that a theft has already occurred, then you will be notified via the Notify Express system that Citibank has set up. This alert system lets you know when there is any change to your information that may be an indicator of fraud. You can also be notified in the way that works the best for you: through standard U.S. mail, e-mail, text messages, or by a phone call.
Get the Support That You Need
With an IdentityMonitor subscription, you get around the clock access to your credit information with a simple log-in. Some folks have questions about what it takes to adequately keep their identities and credit safe, If you believe that you have been the victim of identity theft, you also have immediate access to Citi’s Identity Theft Solutions department.
Should you become the victim of identity theft, you have access to a $10,000 – $25,000 insurance policy in most states to help you be able to work to recover your identity. This can help you to be able to defend yourself effectively, cover the costs of restoring your identity, and even cover lost wages that may occur while you are working to restore your identity. It may not be as much as the insurance policies of other companies, but unlike other identity theft policies, there is no limit to the amount of claims that you can have. Each claim you make gives you access to another policy!
Signing Up for IdentityMonitor is Easy!
You can sign up today for IdentityMonitor without being a member of Citibank! All you have to do is fill out your personal information and once you’ve agreed to the terms and conditions, you’ll have instant access to your Experian credit information. A simple and free upgrade is all that is required to get all three of the major credit bureau’s information about you around the clock.
Pricing & Value
IdentityMonitor offers only one plan of service that covers daily monitoring of your credit information and assistance in restoring your identity. You can try IdentityMonitor for the first 30 days for just $1, and then afterwards is $12.95/month. It should be noted that Citibank, in their terms and conditions, state that they can modify or cancel the IdentityMonitor program, including a change in the price of the program, without notifying you about these changes.
Protect Your Identity & Your Credit Today
Thanks to the Federal bailout, Citibank is more stable than ever when it comes to being able to provide an essential service to its customers. Becoming a customer of Citibank to make sure your credit and identity are effectively covered puts a bank on your side when it comes to fighting for you. Try out IdentityMonitor today for just a buck and discover how good it feels knowing that your identity and your credit are in safe hands.